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DISCLOSURE: IndexInvest Pty Ltd is corporate authorised representative no. 338895 of Zenith Representatives Pty Ltd, Australian Financial Services License (AFSL) no. 479263. Zenith Representatives Pty Ltd and IndexInvest Pty Ltd are related companies of the Holzworth Partners Group. Holding our own AFSL ensures that our advice is objective and not aligned with the profit or other motives of an institutional parent company. This independent ownership ensures we work for you.

GENERAL ADVICE WARNING: Unless specifically stated otherwise, any advice contained in this email and any attachments is general advice only and has been prepared without taking into account your objectives, financial situation or needs and is therefore general in nature. Before acting on any advice in this email, Holzworth Partners and its associated entities and persons recommends that you consider whether it is appropriate for your circumstances. If this email contains reference to any financial products, Holzworth Partners and its associated entities and persons recommends that you obtain a current Product Disclosure Statement (PDS) or other disclosure documents for those particular products and consider this information before making any decisions regarding the products. We warn you that past investment performance should not be relied upon as a guide for future performance and should not be the sole basis of your investment decisions.